Enter your reg to find out if you could be owed £1,000s in mis-sold PCP

Car finance may have been mis-sold to you if you were not fully informed about the level of commission you would be paying throughout the contract, or if the agreement was unaffordable.

Enter a few details and we’ll check for you!

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Check on all HP & PCP agreements
No-win, no-fee claim
Complete in two minutes

Why use Reclaim My PCP?

No-win, No-fee Claim

We operate on a no-win no-fee basis, so if your claim isn’t successful we won’t charge you a penny.

If your claim is successful, we’ll charge a percentage of the compensation awarded for our time.

We Manage Your Claim

We’ll check for mis-sold car finance and will manage the whole claims process on your behalf.

All we need from you is a few personal details and information about your finance agreement.

Experienced Team

We’ve been helping people obtain compensation from consumer claims for over 3 years.

During that time we’ve settled nearly 20,000 claims and recovered around £31 million in payouts from lenders.

£3,000 Avg. Claim

The average successful PCP finance claim is between £1,500 and £3,000, but some claims can be as high as £10,000.

The amount you receive is based on the amount of hidden commission charged.

START YOUR FREE CHECK

Fill in our simple online form, and we’ll check if you could be owed compensation

We’ve made the process as simple as possible

1

Enquire online

We need a few small details from you to start the process.

Simply fill in your details in our short online form. It only takes two minutes to complete.

2

We’ll check for PCP

We will review your details to see if you’re eligible to claim.

If you are, we’ll submit a claim with your lender. They’ll provide a response to your claim.

3

Sit back and relax

We manage the whole claims process on your behalf. All you have to do is fill in your details, and we’ll take if from there.

Start your claim

What is Mis-sold Car Finance?

In March 2019, the findings of an investigation by the Financial Conduct Authority (FCA) uncovered concerning evidence of widespread unclear and excessive car finance costs, affecting millions of UK drivers. It found that over 560,000 consumers were paying more than 50% more on their car finance than they should be.

Even more shocking is the discovery that the secret commission was charged on what is commonly represented to be the most cost-effective ways of buying a car.

Customers’ car finance had been mis-sold when entering into agreements for both new and used cars and commercial vehicles. This applied to all types of vehicle financing options such as personal contract hire and hire purchase (HP). Car buyers were collectively paying £300 million more a year than they should have been.

Am I eligible to claim?

There are many factors that could affect eligibility, but broadly speaking, if you were charged over 4.9% APR and the contract wasn’t explained clearly to you, or you were given an unaffordable loan, you could be eligible.

Enter a few details and we’ll check for you!

START YOUR FREE CHECK

FAQs

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